Paycheck Budget & Savings Spreadsheet

Type your spending into one transaction list. The budget fills in every actual figure by itself — month by month, category by category — next to what you planned, and tells you what is left in each one.

Twelve monthly blocks, thirty four categories you can rename, and a LEFT TO ASSIGN line under each month so you can see at a glance whether the plan adds up to zero.

Paid weekly or every two weeks? A monthly budget is awkward when the rent falls due before the second paycheck. The paycheck tab splits each payment over bills, savings, debt and spending until nothing is unassigned.

• Paycheck_Budget_Savings.xlsx for Excel or Google Sheets, no macros
• Zero based budget for all twelve months with planned, actual and left
• One transaction list that feeds every actual figure automatically
• Paycheck tab for weekly, biweekly and monthly pay
• Savings goals with the monthly amount worked out for you
• Year tab: totals per group, saving rate, running bank balance, charts
• 11 printable sheets in A4 and US Letter, two PDFs
• Monthly budget, paycheck sheet, bill tracker, spending log, savings challenges, no spend month, year at a glance, dividers

• Works in Microsoft Excel, and in Google Sheets by uploading the file
• No macros and nothing to enable. Yellow cells are the ones you type in
• No currency symbol anywhere, so it works in any currency
• Rename a category once and it changes everywhere, dropdown included
• Undated printables in A4 and US Letter, print at home